Article

Genetic prediction and adverse selection

2025-01-20

Abstract excerpt

The predictive power of genetic data has increased dramatically and is reaching levels of clinical utility for many diseases. Meanwhile, many countries have banned insurers from utilizing genetic information, despite concerns about adverse selection. We make three contributions. First, we develop a method to measure the amount of selection in an insurance market where consumers have access to the current genetic p...

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Literature Corpus work: b195ad9b-d99e-5716-92cc-626f80413573
DOI: 10.1101/2025.01.20.25320832

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